Wildfire risk in Santa Cruz County spans a wide range from one place to another. In the places we scored, overall scores run from 14.6 in Davenport to 76.5 in Brookdale, with a county median of 50.8.
We scored 180 points across Santa Cruz County on the same 0–100 scale a Satelife address report uses, and they do not land in one place. 2% of them come out Very High, while 27% are Low. Which end your own parcel sits at is not something a county map can tell you.
FEMA NRI also rates Santa Cruz County: all-hazards risk Relatively High · social vulnerability Relatively Low · community resilience Relatively High · annualised wildfire frequency 0.0045.
Sources: FEMA National Risk Index 1.20.0 (Dec 2025), county record · USFS Wildfire Risk to Communities v2.0, mean of the grid cells inside the county. Both describe the county as a whole, never an address in it.
What does your Santa Cruz County address score?
A county range shows the spread. Your parcel sits somewhere inside it — the report says where, and what to do about it.
Free to request · PDF report with a 0–100 score, the drivers behind it, and a mitigation plan
Most scored points fall in the High tier. High has 90 points, compared with 39 in Moderate and 48 in Low.
For county-wide context, FEMA’s National Risk Index rates Santa Cruz County’s wildfire risk as “Relatively Moderate,” while its wildfire expected annual loss rating is “Relatively High.”
The largest fire listed here is the Lockheed fire in 2009 at 7,783 acres. It is also the most recent large fire.
Since 1984, 18,510 acres have burned in the county, which is 4.9% of county area. The records here also show 39 fire perimeters since 1984.
Another major event was the Lexington fire in 1985 at 13,128 acres, and it was partly in Santa Cruz County.


Fire perimeters coloured by decade. Select a perimeter for its name, year and size.
Perimeter sources: NIFC Interagency Fire Perimeter History · largest on record: Lockheed 2009. Perimeters are simplified for display; acreage is the figure the source records.
Among the larger named places, Scotts Valley is notably higher at 50.4, while Santa Cruz is 20.8 and Watsonville is 17.1.
Several inland villages also score higher, including Day Valley at 60.9, Paradise Park at 59.6, and Felton at 58.7. These differences are why two homes in the same county can sit in different risk tiers.
The score is the median of the sampled points nearest that community — a community-scale indicator, not a score for any individual property in it. Population comes from the community's own record where the source carries one.
Terrain contributes differently across the county. Terrain scores range from 5.0 in Pajaro Dunes to 65.0 in Corralitos, with a median of 40.0.
Vegetation and fuels run higher overall. That layer has a median of 59.1, reaches 80.0 in Bonny Doon, and drops to 5.0 near Twin Lakes.
Fire weather was measured across the county and is less spread out than some other factors. Scores run from 50.3 in Davenport to 66.8 in Paradise Park, with a median of 59.3.
Separate from weather, the USFS Wildfire Risk to Communities model shows a mean annual burn probability of 0.20 percent and a 90th-percentile cell value of 0.41 percent. It also indicates 59.2% of the county can burn.
Risk is generally higher in several mountain and hill communities than along much of the coast. Brookdale has a median score of 73.2, Boulder Creek is 66.3, and Bonny Doon is 65.3.
Lower community medians appear in places like Opal Cliffs at 15.7, Twin Lakes at 15.7, and Watsonville at 17.1.
That local spread matches the countywide pattern: the overall midpoint is 50.8, but values stretch from the mid-teens to the mid-70s depending on location.
Each bar is what one part of the score covers across Santa Cruz County, on the same 0–100 scale. A long bar is a part of the risk that depends on where you are; a short one is the same almost everywhere.
The tick on each bar is the middle value. Tier boundaries — Moderate at 25, High at 50, Very High at 75 — are the faint lines behind them.
| Layer | Min | Median | Max | Lowest place | Highest place | Points |
|---|---|---|---|---|---|---|
| Terrain | 5 | 40 | 65 | Pajaro Dunes | Corralitos | 180 |
| Vegetation & fuels | 5 | 59.1 | 80 | near Twin Lakes | Bonny Doon | 180 |
| Hazard zone | 10 | 70 | 90 | near Twin Lakes | near Bonny Doon | 180 |
| Fire history | 5 | 20 | 95 | near Twin Lakes | Davenport | 180 |
| Fire weather | 50.3 | 59.3 | 66.8 | Davenport | Paradise Park | 180 |
| Composite | 14.6 | 50.8 | 76.5 | Davenport | Brookdale | 180 |
Independently of Satelife's layers, the USFS Wildfire Risk to Communities grid puts the county's mean annual burn probability at 0.20% (90th percentile cell: 0.41%), with a mean conditional flame length of 1.76 ft. 59% of the 19,085 grid cells inside the county carry burnable fuel at all.
Source: USFS Wildfire Risk to Communities v2.0 (ImageServer, county extent).
CAL FIRE has no mapped Fire Hazard Severity Zone at 35 of the 180 sampled points — the zones cover Local Responsibility Areas. At 1 of them the USFS grid above supplied the hazard reading instead; at the remaining 34 the hazard weight is renormalised away rather than scored as low.
180 sample points on a ~2.3 km grid, plus one at the centre of each community, weighted with the Satelife county profile v1 · median layer coverage 100%. Scores are 0–100 and comparable within the county, not across states.
For property-level context, hazard-zone scores are often elevated in this county. The hazard-zone median is 70.0, with a high of 90.0 near Bonny Doon and a low of 10.0 near Twin Lakes.
Recent and historical fire footprint is another separate contributor. Fire-history scores range from 5.0 near Twin Lakes to 95.0 in Davenport, with a median of 20.0.
At the tier level used for address reports, High is the most common tier in the scored points (90), and there are also Very High locations (3).
Find out where your Santa Cruz County parcel sits
Slope, the fuel touching the structure, the road out, the fire history within a mile — measured at your address, not averaged across the county.
Free to request · PDF report with a 0–100 score, the drivers behind it, and a mitigation plan
Every one of the 25 ZIP areas that touch Santa Cruz County — we run address-level reports in all of them. They are grouped by the median score of the points we sampled inside each, which is a neighbourhood-scale indicator and not a score for any property: two homes in the same ZIP routinely land in different tiers.
High 9 ZIPs
Moderate 4 ZIPs
Low 2 ZIPs
No sampled point inside 10 ZIPs
94020 Boulder Creek · 94060 Boulder Creek · 95004 Watsonville · 95019 Amesti · 95020 Interlaken · 95037 Corralitos · 95039 Pajaro Dunes · 95041 Felton · 95045 Watsonville · 95070 Summit West
Grouped from 15 of 25 ZIP areas — the rest had no sample point fall inside them. The community shown is the nearest mapped place to the ZIP's centre.
ZIP areas are Census 2020 ZIP Code Tabulation Areas intersecting the county boundary.
The most recent large fire listed is the Lockheed fire in 2009, and it is also the largest fire listed here at 7,783 acres.
18,510 acres have burned since 1984, which equals 4.9% of the county.
Not always, but the scored places here show a pattern: some mountain communities like Brookdale (73.2) and Boulder Creek (66.3) are higher than coastal communities like Twin Lakes (15.7) and Opal Cliffs (15.7).
FEMA’s National Risk Index rates Santa Cruz County’s wildfire risk as “Relatively Moderate,” and its wildfire expected annual loss as “Relatively High.”
A county range shows the spread. An address-level Satelife report shows where in that spread your property actually sits — PDF, per-layer score, and a prioritized mitigation plan.
Start with your address →